Charlotte 49ers at Temple Owls
All Charlotte 49ers predictions · All Temple Owls predictions
College Football · Saturday, October 17, 2026 · 1:02 PM · Final: 38-31
The model's call
Temple Owls to win
Model confidence 89.7%
Books consensus 89.7%
Result Charlotte 49ers won
model ✗
Identical on purpose: the model applies no adjustment to the de-vigged consensus
of the books and Novig, a no-cut exchange, until a candidate signal proves itself
in shadow audit — none has yet. Kalshi and Polymarket below are a comparison, not
an input.
Closing moneyline by book
The last price each book posted before first pitch — the prices this call could actually have been bet at. Best on each side is highlighted. In-game odds are deliberately excluded: once the game starts, the price tracks the score, not the matchup.
| Book | Charlotte 49ers | Temple Owls |
|---|---|---|
| BetMGM | +950 | -1400 |
| BetRivers | +750 | -1430 |
| DraftKings | +850 | -1450 |
| ESPN BET | +800 | -1600 |
| FanDuel | +890 | -1700 |
| Hard Rock Bet | +750 | -1400 |
| Novig | +1011 | -1076 |
| Caesars | +800 | -1450 |
Spread & total
Not part of the model's call. Collected from every book and graded in public so the prices can be checked — how spreads and totals have graded so far. The percent is what the price itself implies, vig removed.
Spread · closing
Temple −17.5
priced 51.0% to cover · 4 books, 3 on another number
opened Temple −19.5
Charlotte 49ers covered +17.5
Total · closing
O/U 47.5
priced 50.0% over · 7 books
opened 46.5
Over 47.5 (69 scored)
| Spread by book | Charlotte | Temple |
|---|---|---|
| BetMGM | +18 -110 | −18 -108 |
| BetRivers | +18 -114 | −18 -110 |
| DraftKings | +17.5 -105 | −17.5 -115 |
| ESPN BET | +17.5 -110 | −17.5 -110 |
| FanDuel | +18.5 -110 | −18.5 -110 |
| Hard Rock Bet | +17.5 -105 | −17.5 -115 |
| Caesars | +17.5 -106 | −17.5 -114 |
| Total by book | Over | Under |
|---|---|---|
| BetMGM | 47.5 -110 | 47.5 -108 |
| BetRivers | 47.5 -105 | 47.5 -120 |
| DraftKings | 47.5 -112 | 47.5 -108 |
| ESPN BET | 47.5 -105 | 47.5 -115 |
| FanDuel | 47.5 -110 | 47.5 -110 |
| Hard Rock Bet | 47.5 -110 | 47.5 -110 |
| Caesars | 47.5 -106 | 47.5 -114 |
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