Chicago Bears at Carolina Panthers
All Chicago Bears predictions · All Carolina Panthers predictions
NFL · Sunday, September 13, 2026 · 1:04 PM · Final: 59-37
Closing moneyline by book
The last price each book posted before first pitch — the prices this call could actually have been bet at. Best on each side is highlighted. In-game odds are deliberately excluded: once the game starts, the price tracks the score, not the matchup.
| Book | Chicago Bears | Carolina Panthers |
|---|---|---|
| BetMGM | -160 | +135 |
| BetRivers | -167 | +138 |
| DraftKings | -166 | +140 |
| ESPN BET | -155 | +135 |
| Fanatics | -165 | +135 |
| FanDuel | -162 | +136 |
| Hard Rock Bet | -175 | +145 |
| Caesars | -162 | +136 |
Spread & total
Not part of the model's call. Collected from every book and graded in public so the prices can be checked — how spreads and totals have graded so far. The percent is what the price itself implies, vig removed.
| Spread by book | Bears | Panthers |
|---|---|---|
| BetMGM | −3 -105 | +3 -105 |
| BetRivers | −3 -110 | +3 -110 |
| DraftKings | −3 -112 | +3 -108 |
| ESPN BET | −3 +100 | +3 -120 |
| Fanatics | −3 -105 | +3 -115 |
| FanDuel | −3 -105 | +3 -115 |
| Hard Rock Bet | −3 -115 | +3 -105 |
| Caesars | −3 -106 | +3 -113 |
| Total by book | Over | Under |
|---|---|---|
| BetMGM | 47 -110 | 47 -108 |
| BetRivers | 47 -108 | 47 -113 |
| DraftKings | 47.5 -105 | 47.5 -115 |
| ESPN BET | 47.5 +100 | 47.5 -120 |
| Fanatics | 46.5 -115 | 46.5 -105 |
| FanDuel | 46.5 -114 | 46.5 -106 |
| Hard Rock Bet | 47 -110 | 47 -110 |
| Caesars | 46.5 -120 | 46.5 -102 |
Prediction markets vs the books
Every venue sells the same thing — a dollar if that side wins — at a different price. Implied cost per venue below; amber = the cheapest way to buy that side at the close.
| Venue | Chicago Bears | Carolina Panthers |
|---|---|---|
| Books consensus fair, de-vigged | 59.4% | 40.6% |
| Best book price incl. vig | 60.8% | 40.8% |
| Kalshi contract price | 60.5% | 39.5% |
Contract prices exclude exchange trading fees (Kalshi ~1–2¢ midrange), which narrow small gaps. A venue meaningfully below the books consensus is either a bargain or an early opinion — the graded record decides which.